The Gruha Lakshmi Scheme is one of the most ambitious social welfare programs launched by the Government of Karnataka to empower women and support financially weaker families. Under this scheme, eligible women — especially female heads of households — receive a monthly financial assistance of ₹2,000 directly into their bank accounts through DBT (Direct Benefit Transfer).
However, not every applicant receives the benefit. In recent months, the Women and Child Development Department has removed thousands of ineligible beneficiaries or rejected applications for various reasons. This has raised an important question for many families:
“How can I check if my name is in the rejected list?”
“Why was my ₹2000 Gruha Lakshmi scheme payment cancelled?”
This guide will give you a complete explanation (around 4000 words) including:
- What the Gruha Lakshmi Scheme is
- Reasons why ₹2000 payments are rejected or cancelled
- Step-by-step process to check the rejection list online
- How to check your status through Seva Sindhu Portal
- SMS and mobile-based status checking
- How to reapply or appeal if your name is on the rejection list
- Frequently Asked Questions (FAQs)
1. Overview of the Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme was launched by the Karnataka Government as part of its election promises to provide financial support to women who are the heads of their families.
Key Features of the Scheme:
- Monthly Assistance: ₹2,000 per month to eligible women
- Mode of Payment: Direct Bank Transfer (DBT) to the beneficiary’s bank account
- Target Group: Women who are heads of BPL (Below Poverty Line) or Antyodaya families
- Application Mode: Both online (Seva Sindhu portal) and offline (through Grama One, Bangalore One, and Karnataka One centers)
- Documents Required: Aadhaar, BPL Card, Bank Account Details, Income Certificate, Family Ration Card
The scheme started disbursing payments from August 2023, and since then, lakhs of women have benefited from this monthly support.
2. Why Are Some Beneficiaries Rejected or Cancelled?
The Karnataka Government has strict eligibility criteria to ensure that only genuinely deserving families get the benefit. If the applicant doesn’t meet these criteria or if there are document mismatches, their application may get rejected.
Here are the most common reasons why ₹2000 payments are cancelled or rejected:
a. Income Tax Payers
If the applicant or her spouse is an income tax payer, the family is considered economically stable and therefore ineligible.
Example: Around 1.08 lakh women were removed because they or their husbands were paying income tax.
b. GST Payers
If the family is registered for Goods and Services Tax (GST), it indicates that they are running a business or earning higher income. Such families are not eligible.
Example: Around 1.04 lakh families were removed because of GST returns.
c. Incorrect Bank Details
Sometimes the beneficiary enters wrong IFSC codes, mismatched names, or inactive accounts. This leads to payment failure and eventually cancellation.
d. Duplicate Applications
Some families submitted multiple applications. The government system automatically removes duplicates.
e. Not the Female Head of Family
The scheme is only for the female head of the household as per ration card records. If the applicant is not listed as the head, her application is rejected.
f. Ineligible Ration Card Type
Only families with BPL or Antyodaya cards are eligible. APL (Above Poverty Line) cardholders are not eligible.
g. Death or Non-Existence
In some cases, the applicant passed away, or the details were found to be fake.
h. Verification Pending
If field verification by local authorities is incomplete, the payment is put on hold.
3. Official Rejected List / Cancelled Beneficiaries List
The Women and Child Development Department periodically publishes the list of rejected or cancelled beneficiaries on the official portals.
This list contains:
- Applicant Name
- Ration Card Number
- Village / Ward Name
- Reason for Rejection
- Application Status
4. Step-by-Step Guide to Check the Rejected List Online
The easiest way to check if your name is in the rejected or cancelled list is through the Seva Sindhu Portal or Karnataka Government websites.
Here’s how you can check:
Step 1: Visit the Official Website
Go to https://sevasindhuservices.karnataka.gov.in
Alternatively, you can also visit:
Step 2: Click on “Gruha Lakshmi Scheme Status Check”
On the homepage, look for “Gruha Lakshmi Scheme Status” or “Application Status / Rejected List” link.
Step 3: Enter Required Details
You will be asked to enter:
- Ration Card Number
- Registered Mobile Number
- Captcha Code
Step 4: Click “Submit” or “Check Status”
Once you enter the details correctly, click on the “Submit” button.
Step 5: View Your Status
The system will display your application status. It may show one of the following:
- Approved – You are eligible and payment is processed
- Rejected – Application is rejected (with reason mentioned)
- Pending Verification – Awaiting approval from authorities
- Payment Failed – Bank account or Aadhaar mismatch
- Cancelled – You are removed from the beneficiary list
5. Checking Through SMS or Mobile
The Karnataka Government also sends SMS alerts to beneficiaries on their registered mobile numbers.
If your application is approved, you will receive messages like:
“Your Gruha Lakshmi ₹2000 benefit has been credited to your account ending XXXX.”
If your application is rejected, you may get messages like:
“Your Gruha Lakshmi Scheme application has been rejected due to ineligibility. For details, visit Seva Sindhu portal.”
You can also call helpline numbers or visit Grama One centers to get status updates.
6. What to Do If Your Name Is in the Rejected List
If you find your name in the rejected list, don’t panic. In many cases, rejections are due to correctable errors such as document mismatch or wrong bank details.
Here are the steps you can take:
a. Check the Rejection Reason Carefully
Visit the portal and note down the exact reason mentioned. This will help you decide your next step.
b. Rectify the Mistake
If it’s a bank error or document mismatch, correct the information through the portal or at the nearest Grama One Center.
c. File an Appeal / Reapply
The government allows beneficiaries to appeal or reapply if their rejection was due to technical reasons.
- Log in to Seva Sindhu → Find “Gruha Lakshmi Re-application / Appeal” option
- Upload corrected documents
- Submit the application again
d. Visit the Local Women and Child Development Office
For in-person support, you can visit the Taluk-level or District-level WCD Office with all your documents to request a review.
7. Important Dates and Deadlines
- Initial Application Period: June – July 2023
- First Payment Start Date: August 2023
- Re-verification Rounds: Conducted periodically
- Rejected List Updates: Usually published monthly or quarterly
It is very important to check your status regularly to ensure that you don’t miss any reapplication deadlines.
8. Frequently Asked Questions (FAQs)
Q1: What if my payment was credited once but later stopped?
Ans: Your name might have been added to the rejection list after verification. Check the portal for the reason — often it’s due to income tax or GST issues.
Q2: Can APL cardholders apply for the scheme?
Ans: No. Only BPL and Antyodaya cardholders are eligible.
Q3: How long does reapplication take?
Ans: Usually 30–45 days after re-submission. However, it depends on verification speed.
Q4: Is there an offline way to check status?
Ans: Yes. You can visit the nearest Grama One, Bangalore One, or Karnataka One center and provide your ration card number.
Q5: What documents should I carry for appeals?
Ans: Carry your Aadhaar card, ration card, bank passbook, rejection message printout, and any income certificates if required.
9. Tips to Avoid Future Rejections
To ensure that your ₹2000 benefit is not cancelled in the future, follow these tips:
- Keep your bank account active and ensure your name matches Aadhaar.
- Do not submit duplicate applications.
- Ensure that you are the female head of the household in ration card records.
- Avoid giving incorrect contact numbers.
- Regularly check your application status on the Seva Sindhu portal.
10. Conclusion
The Gruha Lakshmi Scheme has brought a significant positive impact to lakhs of women across Karnataka, providing them with financial stability and empowerment. However, to maintain transparency and fairness, the government regularly updates and verifies the beneficiary lists.
If your ₹2000 payment has been cancelled, it doesn’t always mean you are permanently ineligible. Many issues are technical or correctable, and the government provides a way to appeal or reapply.
Regularly check the official portals and stay informed through SMS alerts and government announcements.
Keep your documents accurate and updated, and reach out to your local Grama One center if you need assistance.
By following the steps explained in this guide, you can easily check your name in the rejected list, understand the reason, and take corrective action to continue receiving the Gruha Lakshmi benefits.
Useful Links
- Seva Sindhu Portal: https://sevasindhuservices.karnataka.gov.in
- Gruha Lakshmi Scheme Official Site: https://gruhalakshmi.karnataka.gov.in
- Karnataka One Centers: https://www.karnatakaone.gov.in
📞 Helpline Numbers: 1902 / 8088304855
The Gruha Lakshmi scheme is more than just a welfare program — it’s a step toward economic independence for women. If your name is on the rejection list, act quickly, rectify errors, and make sure you receive the benefits you’re entitled to.